One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash. So I'm looking at cards that always provide at least 2% cashback regardless of category. This Wells Fargo Active Cash Card review covers the pros and cons of this credit card, including its high cashback rewards and welcome bonus. The daily driver, until I hit the $6k limit. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). 00 cash back per year with Citi Double Cash Card and $240. 24% to 29. Best for Choice of Bonus Categories: U. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Rewards Rate. S. Wells Fargo Platinum card: Best for those looking for a longer 0% APR period. For instance, the Wells Fargo Active Cash® Card comes with up to $1,200 per year in cellphone protection against damage or theft (across two potential claims, minus a $25. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. Welcome offer: Earn $200 cash rewards bonus after you spend $500 in first three months. Current credit cards you are the primary account holder of: Wells Fargo Active Cash $5500 limit, 2/2022 FICO Scores with source (see note on FICO score sources below): Wells Fargo 779 Oldest credit card account age with you as primary name on the account: 5 years Number of personal credit cards approved for in the past 6 months: 1Amex Blue Cash Everyday. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. The Wells Fargo Active Cash® Card earns 2% cash rewards for your purchases with no annual fee. Citi Double Cash. Of all the flat-rate cards, the Wells Fargo Active Cash® Card is often touted as the best. . The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. 5 - 5% cash back on purchases. Chase Freedom Unlimited spending example. Not a banking app, just through PayPal (which most people already have). Reply. After that, the standard variable. While many credit cards offer flat-rate cash back, the Citi Double Cash is one of the few other cards that offers an effective 2% cash back on. See full list on forbes. Citi double cash declined me several times in 6 months, a couple times at a restaurant right by my house. The Citi Double Cash and Wells. Specifically, I don't like that it's 1% cashback + 5% for whatever spending category it is every quarter. Citi Double Cash® Card. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Jump to. Balances under $25,000 will earn 0. Wells Fargo Active Cash® Card vs. Welcome Bonus. Citi Custom Cash Card vs Wells Fargo Active Cash Card 2023 Written by investor. Like the Citi Double Cash Back Card, the Wells Fargo Active Cash Card lets you earn a flat 2% cash back rate on all purchases, and it doesn’t have an annual fee. So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. Otherwise, I like WF Active Cash because of the bonus and Wells Fargo's customer service. For context, the average annual rewards payout from the cashback credit cards in the investor. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. The Wells Fargo Active Cash Card is a competitive addition to that short list, one-upping the terms of the Wells Fargo Cash Wise card and comparable to the established Citi Double Cash Card, another $0 annual. Wells Fargo Active Cash vs. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple months conversely The Active Cash is probably better on its own overall, especially due to the SUB. To learn more, please visit Wells Fargo Balance Transfers. In contrast, the BofA is also limited to $2500 per quarter in bonus category spend. The Citi Double Cash Card is the winner over Discover it® Cash Back. Citi Double Cash. the Citi Double Cash card doesn’t require a Fidelity account and offers a 0% intro APR on balance transfers for 18 months. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. Other cash back cards earn more back. Look up Alliant credit Union signature visa 2. Given that several banks offer credit cards earning 2% on all. Best Credit Cards of November. I have had no major issues with using WF cards. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. Based on identical spending inputs, you’ll earn $240. $0. Citi® Double Cash Card : Best 2% cash back card for balance transfers. Neither. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. In order to get the $200 sub in 2% cash back you’ll need to spend $10000 with your DC. Citi Double Cash Card. Overview of the best 2% cash Back credit cards. In this article, we’ll compare two of the most popular 2% back cards right now: the Wells Fargo. There are no category restrictions and cash rewards don’t expire as long as your account remains open. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. The Wells Fargo Active Cash looks like it might be the best, especially with its $200 signup bonus, but redeeming in $25 increments is kind of a deal breaker for me. 6 min read Sep 08, 2023. Plus, the card offers an initial bonus of $200 cash rewards after spending $500 in the first 3 months. Wells Fargo Active Cash vs. You simply swipe your card and let the cash back rewards pile up. Rewards Rate. The Wells Fargo Active Cash® Card offers a similar benefits spread of all no-annual-fee cards, but it beats the Capital One Quicksilver Cash Rewards for cash rewards. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases. I don't know why people make a big deal out of the $25 increments. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. Additionally, the Citi Double Cash Card comes with a 0% intro APR on balance transfers for 18 months. Credit cards that are better than the Citi Double Cash Card may include Chase Freedom Unlimited® and Wells Fargo Active Cash, depending on your exact spending habits and preferences. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. Citi Double Cash vs Wells Fargo Active Cash. Currently, the Citi Double Cash doesn’t. No annual fee. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Chase Sapphire Preferred;No annual fee. 24% (Variable) APR applies. Wells Fargo Autograph: 3x restaurants, travel, gas, streaming, phone (plus replacement). This card also comes with no annual fee, and new. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. One of the best cards for online shopping is the Citi Double Cash ® Card where you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. Don't Which To Choose. Annual fee. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. Who the Wells Fargo Active Cash Card is Best For. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. 99% variable APR. 24% - 29. Skip Navigation. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. Its limited-time offering of 10% cash back for Uber and Uber Eats. The CFU has even more potential because it can be combined with the Chase Sapphire Preferred or Reserve. If you already have the Wells Fargo Active Cash Card you can request a balance transfer by signing on to Wells Fargo Online. 5% cards do. For the Reflect card, you will be able to get 0% intro APR for 18 months on purchases and balance transfers, then 18. Generally, Wells Fargo has higher rates, so in combination with the shorter 0% rate period, Citi is more attractive. Citi Double Cash Card vs. Best for easy sign-up bonus. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. Costco Anywhere Visa® Card by Citi *: Earn 4% cash back on eligible gas and EV charging purchases for the first $7,000 per year, then 1% thereafter, 3% cash back on restaurants and eligible. Wells Fargo Active Cash® Card (see rates. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. 3 important differences between Wells Fargo Autograph vs. See related: Wells Fargo Active Cash vs. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. . 3. Citi Double Cash. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in. I’m looking at getting 1 of these 2 options, mainly to pay wedding vendors. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Fidelity Rewards or Citi Double Cash card, is the WF card has auto rental collision damage waiver coverage. ”. Citi Double Cash vs Wells Fargo Active Cash: 2% Credit Card. I would personally make sure I'm well above that before committing to an annual fee card. 24 percent to 26. no direct deposit into any non-Wells Fargo bank. In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit Cards. With the Citi Double Cash Card, you’ll earn 1% cash back when you make a purchase and an additional 1% when you pay off your balance. For most purchases you’ll earn 2% cash back – 1% when you make the purchase, and the other 1% once it’s paid off. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. To earn cash back, pay at least the minimum due on time. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). At. The Citi Double Cash card's simple cash back structure and long-lasting balance. With the Citi Double Cash® Card you can. The Wells Fargo deals pay out quick. Earn 30,000 bonus points when you spend $1,500 in purchases in the first three months (a $300 cash redemption value) Earn unlimited 3X points per dollar at restaurants and gas stations and when spending on travel, transit, popular streaming service, and phone plans. Citi® Diamond Preferred® Card vs. Capital One Spark Cash Plus. Citi is better due to points games (rewards+ = 10% bonus) etc. Wells Fargo Active Cash® Card: Best cash-back card. Really covers almost everything, and then Wells Fargo active cash for 2% back on everything else, and the rewards pool with the autograph. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. 5 percent cash back, but no foreign transaction fee and a $150 sign-up bonus) or. For example, the Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and the Citi® Double Cash Card. See how it works. If you're thinking about getting this card, you should also compare it to its closest rival, the Citi Double Cash® Card from our partner Citi, which offers 1% cash back on purchases and 1% cash back after paying your bill. Citi Double Cash® Card. Was with you up until the cancellation part. Citi Custom Cash vs Double Cash - One card only, which to choose?. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Citi Double Cash. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. However, the most significant difference is in the card APRs. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). The Wells Fargo Active Cash® Card also comes with a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, while the Citi® Double Cash Card. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)Card type: Cash back. Citi Double Cash (2% catch all) US Bank Cash+ (5% on two choice categories - Streaming and Utilities for me). Using this card. 1. And Wells Fargo no longer has a minimum rewards redemption requirement. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. Bank Visa® Platinum Card *. 84 that could reasonably be charged to a credit card would earn $168. 24% or 29. This Visa Signature. Rewards Rate. Concierge service, 24/7. Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. Based on identical spending inputs, you’ll earn $201. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. ”. 5% unlimited cash back on all purchases. 7 minute read. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. Other cash back cards earn more back. Wells Fargo Active Cash vs. 99% variable) Earn $200 after spending $500 in the first 3 months and unlimited 2% cash rewards on purchases. The Wells Fargo Platinum offered a 0% intro APR on qualifying balance transfers for. 77 in cash back, and the remaining $16,831. 00 with Wells Fargo Active Cash Card. Secured card: Capital One Platinum Secured vs. ) has been far better than Synchrony Bank on my Sam's Mastercard. Annual Fee. I will say I've had multiple Citi merchant offers not pay me out after redeeming. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The $25 redemption limit doesn't bother me because I don't do anything with that little bit of cash back anyway. The Wells Fargo Active Cash® Card is definitely worth it for anyone with good credit or better who wants a $0 annual fee credit card with cash back rewards. Wells Fargo Active Cash® Card. Active Cash. 24%, 25. S. 1 out of 5 rating 133 Reviews 133 Reviews Apply Now. Wells Fargo Active Cash® Card. S. Wells Fargo Active Cash® Card. After that, the standard variable. A cash-back credit card is a rewards card that offers you cash back on your purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Wells Fargo Active Cash® Card. After that there are no bonus categories that you have to keep track of. Citi Double Cash® Card Those seeking a balance transfer card with longevity past the 0% APR period will find the no-annual-fee Citi Double Cash more attractive than. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. But the Wells Fargo Active Cash Card has similar earning potential and adds some additional benefits to sweeten the deal. Synchrony Premier World Mastercard. Use the accumulated cash back for a statement credit, check or direct. With the Citi Custom Cash, you’ll start off by earning $200 cash back by spending just $1,500 on new purchases within six months of account opening. 24%, or 29. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. The card has excellent short-term value because it offers a sign-up bonus and a lengthy intro APR offer for both purchases and balance transfers. 73. $0. Citi Custom Cash Card vs. 5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category. (Although I feel the Wells Fargo Active Cash is far superior to the CDC) CCC you get 5% on $500 so $25 in cash back and the remaining $1,500 is all at 1% so $15. - No annual fee. It also doesn't have as many strings attached as the Citi Double Cash or the Synchrony PayPal Cashback cards. It essentially means you have 0% cashback until you spend exactly $1,250 to reach the $25 increment. AC has an interest-free promo period on purchases and BTs, where DC’s promo is only for BTs. Platinum X5 Card from Credit One basics. Anybody have a quick summary of this, so we do not have to watch a long, agonizing video? All I know is Costco takes Visa only so for me, it already 1 ups the Double Cash. The Citi Premier® Card earns 3 ThankYou points per dollar spent on air travel and hotels. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Those who prefer to take rewards as cash back deposited into a checking account might do better with the Citi Double Cash® Card or the Wells Fargo Active Cash® Card. Never had that problem with any other card. The card offers 2% cash back on everything – 1% back when. That's not exactly what I said. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months 1Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. Main content; Search; AccountWells Fargo Active Cash vs. effectively earns 2% cash back everywhere (1 point per dollar when you buy, and. The $18,088. 1x points on rent purchases (on up to $100,000 every year)2% card - WF Active Cash or Citi Double Cash 3% multi category - Capital One SavorOne 5% rotating card - Citi Custom Cash. The closest cash back card the Googles is telling me is the Wells Fargo active cash card which is at 2%, but I know Wells Fargo is a shady piece-of-shit company with lots of scandals and pending class action law suits. Citi® Double Cash Card. That being said, I don’t use this setup. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. The American Express Blue Business Cash™ Card. Whereas with WF Active Cash you can only redeem cashback in increments of $25. Read the Wells Fargo Active Cash ® Credit Card Agreement and the Wells Fargo Active Cash ® Card Guide to Benefits to learn more. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. That can make a big difference if you ever find yourself outside the U. However, I don't think you should listen to the bad rumors about Wells Fargo. Wells Fargo Active Cash ® Card vs. Discover It Cash Back v. Benefits and Drawbacks. 2% cash rewards on purchases. 24% - 29. DoorDash Rewards Mastercard® vs. JS by Jason Steele Edited by Ryan M Tronier July 31, 2023. Wells Fargo Active Cash® Card. $0 . These bonus cash rewards will show as redeemable within 1 – 2 billing periods after they are earned. Credit Card by. In this Citi Double Cash Card. But the Citi Custom Cash Card would. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). So in terms of a SUB, the Active Cash has a better SUB, both in dollar amount and required spend. $0. Both cards offer 2 percent cash back on all purchases, but offer different benefits. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Rewards Program Details: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Then select Request Balance Transfer under Account Management to view available offers. With the Capital One Quicksilver Cash Rewards Credit Card, you’ll earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Here are the earning rates for both cards: Wells Fargo Autograph: Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services, and phone plans; plus earn 1X points on other purchases. 24% (Variable) APR applies. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. Though we value Capital One miles at around 1. Rates & Fees. Automatic cellphone protection when you pay your monthly bill with the card. The Citi Custom Cash® Card (Citi is a Forbes Advisor partner) is big-idea plastic that works well as a companion card. 5% all purchass. 24%, 24. 1. Wells Fargo Active Cash® Card. Wells Fargo Active Cash ® Credit Card. I hate that my Active Cash does this. This likely doesn't. Active cash is better due to insurance on the card. The card gives 2% cash rewards on all purchases, plus $200 cash rewards after spending $500 in the first 3 months. Take a look at this table to quickly compare the primary benefits of both cards. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for. Thinking of making the new Wells Fargo Active Cash my baseline card and do a product change with Citibank Double Cash to Citibank Custom Cash?…Wells Fargo Active Cash vs Chase Freedom Unlimited 3 /r/creditcards, 2023-04-16, 17:24:09. After that, an 19. Citi Double Cash Card vs. Citi® Double Cash Card vs. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. Wells Fargo Active Cash vs. 1 day ago · What is a negative credit card balance? A negative credit card balance is a balance below zero. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). S. This means. Gotcha. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1%. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). The Active Cash earns 2% cash. The Citi Double Cash Card offers a simple rewards system. The Wells Fargo Active Cash signup bonus sees you getting a cash bonus of $200 cash rewards bonus when you spend $500 in purchases in the first 3 months. Citi. Bank of America loyalists. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. The Wells Fargo Active Cash® Card offers unlimited 2% cash rewards on all purchases and a generous sign-up bonus with no annual fee. NerdWallet's . The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new card. The Citi Double Cash Card is a better credit card than Capital One Quicksilver because it provides more ongoing value. The Autograph has car rental CDW and no foreign transaction fees. Wells Fargo Active Cash Visa® Card 2% cash back on everything Citi Custom Cash Card 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter - Is this only for 1 category?By our calculations, those who spend $2,000 per month (or $24,000 per year) will earn the same $480 in cash back with both the Citi Custom Cash and Citi Double Cash. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. If you want both, I'd say apply citi then wells fargo (even same day, WF doesn't care about velocity). This usually takes 1-2 billing cycles. Citi Double Cash® Card (see rates and fees). This card is. Chase Sapphire Preferred Wells Fargo Active Cash. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. The Double Cash provides 18 months of 0% introductory APR on balance transfers. Annual fee: $95. The annual rewards payout assumes you charge $1,000 each month spread. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. (on up to $6,000 in each category per year. The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. Uber/Lyft, transit, and streaming. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. 5% back, though cards like the Wells Fargo Active Cash® Card are raising the bar. It offers 1. The Active Cash is probably better on its own overall, especially due to the SUB. The no-annual-fee Citi Double Cash® Card, for example, offers redemption flexibility with its rewards and has a 0% intro APR on balance transfers for 18 months. 3. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. Citi Double Cash Card. Citi® Double Cash Card;. Citi Double Cash Card vs. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. Amex Blue Cash Everyday is a better credit card because it offers cash back rewards, as there’s no difference between the cards’ fees or low-interest promotions. 24%, 25. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. The Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car. 19. The Wells Fargo Active Cash ® Card, a 2% unlimited cash-rewards card with no annual fee, is sure to be one of the most popular options among flat-rate cash-rewards cards on the market. It offers a whopping 2%. Bottom line: Don’t use Citi ThankYou points to shop with points at Amazon. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases. Now Citi just made it official with the double cash and made it just like the custom cash. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Citi Double Cash® Card. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits and a welcome bonus. Citi Double Cash® Card. Bank Cash+® Visa Signature® Card. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. Citi Double Cash Card.